Learn
Educational guides for FHA house hacking, DSCR loan sizing, and full rental deal analysis.
Guides
Stage 1 — Deal
How purchase price, loan type, rents, and expenses flow through the Stage 1 screener — verdicts, DSCR, cashflow, and key thresholds.
(7 min read)
FHA Loans
How FHA financing works in TROV Blueprint — UFMIP, annual MIP, house hacking income, 3–4 unit self-sufficiency test, and cash-out refi rules modeled per HUD 4000.1.
(10 min read)
DSCR Loans
Three-constraint loan sizing — how DSCR, LTV, and debt yield interact, which constraint typically binds, and how it differs from conventional investor loans.
(8 min read)
FHA Self-Sufficiency Test
The formula, a worked example, and common mistakes — everything you need to know before making an offer on a 3-4 unit FHA deal.
(6 min read)
Choose a Calculator Guide
Use the left navigation to open the dedicated TROV learn pages: House Hacking Calculator, DSCR Calculator, and Rental Property Analyzer. Each page includes detailed definitions, lender logic, and direct links into the tool.