TROV
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Screen.Underwrite.Decide.

Deal screener and underwriting tool built specifically for 1–4 unit properties

Free · No account required

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What makes TROV different

FHA self-sufficiency test — automatic

Activates for 3–4 unit FHA deals per HUD 4000.1. Pass or fail, no manual calculation required.

DSCR sizing with binding constraint ID

Three constraints simultaneously — DSCR, LTV, debt yield. Tells you exactly what is limiting your loan.

PMI and MIP cancel mid-amortization

Both reflected in actual cash flow projections — not flat-lined across the full hold period.

Refinance engine cascades downstream

Live lookup of property value and loan balance at trigger month — every downstream number updates automatically.

Dual IRR — leveraged vs operations only

Separates income performance from financing and exit timing. One number hides what two reveals.

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Not financial advice. For informational purposes only.